Insurance Adjuster

The defendant’s insurer wants a recorded statement. Is this a problem?

It can be. It is never a good idea to give an insurance company a recorded statement about a Fort Lauderdale accident. If the insurer wants a recorded statement, you need to talk to a South Florida car accident attorney as soon as possible.

At Coffey Trial Law, we can ensure the insurance company gets the information it needs while keeping your rights protected. You can reach our Fort Lauderdale office at 954-541-3194. We offer free initial consultations, and handle all car wreck cases on a contingency basis. You do not pay us until we recover compensation for your accident injuries.

What is your policy on giving a recorded statement to an insurer?

As a matter of policy, Coffey Trial Law asks our clients not to give recorded statements to the defendant’s insurance adjuster. We do not believe there is any benefit to our client in allowing the defendant to record the statement of our client during this phase, and have seen recorded statements weaken many cases and even eliminate the possibility of financial recovery in some.

We ask all our clients to politely decline any requests for a recorded statement, and notify us of the request. If we do not yet represent you, it is a good idea to give us a call if the insurance adjuster is pressuring you to give a recorded statement. We can help you provide the information the insurer needs without jeopardizing your right to recover compensation for your injuries and property damage.

Why is it dangerous to give a recorded statement to an insurance company?

Insurance companies use a number of tricks and tactics to keep from paying out the full amount an accident victim deserves. When the insurance company can get a recorded statement early in the process of uncovering the facts of the case, it often comes back to haunt the accident victim. In most cases, the insurer will use this recording to challenge the version of the story our client gave before we knew all the facts.

The insurance company will try to minimize its payout by using your own words against you, often twisting what you said in the recorded statement to discredit you or claim you contributed to the accident. The insurer is not on your side. Its primary concern is always protecting its bottom line.

This is true even if the insurer demanding a recorded statement is your own insurance provider. This sometimes happens in cases where your claim stems from a Fort Lauderdale car accident, because of Florida’s no-fault auto insurance law. While you do have a duty to cooperate with your insurer, you should never give a recorded statement to an insurance adjuster without discussing your case with a lawyer first.

What should I do instead of giving a recorded statement?

There are a number of ways you can cooperate with the insurance company’s investigation without putting your rights in jeopardy. The most important thing to remember is that having a skilled and knowledgeable accident attorney on your case plays a key role in protecting your rights and getting you the full amount of compensation you deserve.

When insurance adjusters ask for a recorded statement from one of our clients, we politely refuse the request. To get the information they need from our clients, we allow insurance adjusters to:

  • Take an informal, non-recorded statement
  • Meet with our client in person when we are present
  • Ask questions and take notes during this meeting
  • Take photographs of the injuries if they are visible

How can I reach Coffey Trial Law about my Fort Lauderdale accident injuries?

At Coffey Trial Law, our primary concern is protecting our clients’ rights and helping them recover the money they need to pay for medical care, property damage, lost wages, and other accident-related losses. We know the tricks the insurance companies use to reduce your payout, and guard our clients against these tactics.

If you need help with your South Florida accident case, or if the insurance company asked you to give a recorded statement, call us today at 954-541-3194 to schedule a free consultation with a car accident lawyer. We can ensure you retain all your rights until your claim settles or you receive a judgement in your case.