It is hard to put into words the damaging effects that a serious car accident can have on your life. The physical and emotional trauma can leave you in the hospital or out of work for days, weeks, even months at a time. Trying to pay for medical expenses while dealing with a stubborn insurance company or a negligent driver is a fight you do not want to have to deal with on your own.
That is why it is important that you have legal representation at your side that you trust to get you the help and compensation you need after an accident. For drivers in South Florida, there is no one more dedicated to helping you than a car accident lawyer in Plantation at Coffey Trial Law.
Our attorneys have 20-plus years of legal experience, which we will put to use to ensure that you are able to get back on your feet after a serious accident. Do not try to deal with the traumatic aftermath of a severe auto accident on your own. Call us today: 954-541-3194.
Basic Insurance Coverage Is Not Always Enough
If you live in Florida, then you probably already know that the state requires all resident drivers to have personal injury protection (PIP) auto insurance.
PIP coverage helps provide immediate financial support for any driver involved in a car accident, regardless of fault.
The insurance works by providing accident victims with $10,000 in immediate medical coverage, provided the driver visits a doctor for their injuries within 14 days of the accident.
While PIP is great to cover minor injuries like a broken leg or a concussion, if you sustain more serious, long-term injuries like back or neck injuries, whiplash, or severe traumatic brain injuries, it is not always enough. A serious injury may leave you dealing with:
- Expensive hospital visits and overnight stays
- In-home care
- Vehicle and home modifications
- Lost wages (both current and future)
These costs can quickly jump into the tens or even hundreds of thousands. However, you may have another option. You might be able to file a third-party liability claim if another driver’s negligent actions caused your accident.
Proving Fault in a No-Fault State
Before we get into proving fault, we need to address whether you will be able to file a third-party claim at all. Because Florida is a no-fault state, you must first prove that you suffered injuries serious enough to warrant a claim.
To do so, you need to prove that you suffered a “serious injury.” A serious injury is one that:
- Involves permanent loss of a body function
- Involves permanent scarring or disfigurement
- Is permanent
- Results in death
If you are able to prove serious injury, you must then prove the other driver was negligent.
Common Forms of Negligence
Car accidents injure and kill thousands of drivers every year in the U.S. Many of these accidents result from drivers engaging in negligent behaviors, such as:
- Texting while driving
- Fatigued driving
- Reckless driving
- Distracted driving
- Drunk driving
- Not maintaining their vehicle
Determining negligence is difficult. It often requires a knowledge of and familiarity with traffic and insurance laws. Most people do not have this knowledge; however, drivers in Plantation have someone in their corner that does.
With Coffey Trial Law on your side, you will have the evidence you need to prove another driver was at fault in your accident and get you the compensation you desperately need.
This is not as simple as it sounds, however. It takes knowing how to use the right types of evidence to make your case hold up.
- Using photos from the scene of your accident
- Collecting police reports and eyewitness testimony from drivers at the scene
- Maintaining any and all medical records associated with your injuries
- Bringing in an expert witness, such as an accident reconstruction expert, to help determine who was at fault
Collecting this evidence is not a task that you should attempt to handle on your own. Fortunately, Coffey Trial Law will manage your case from start to finish.
Our attorneys will gather evidence, file your claim, negotiate a settlement, and if the insurer refuses to offer you what you deserve, represent you in court.
Schedule a Consultation with Coffey Trial Law Today for Free
If you live in the Plantation area and have been involved in a serious car accident, call Coffey Trial Law today. We have handled countless car accident cases and have won millions of dollars for our clients. We would love to do the same for you.
And if you are thinking that you cannot afford a lawyer, stop right there. We believe that all accident victims should be able to get the compensation they deserve, regardless of the money in their pocket. We offer free consultations and you do not pay us a dime unless we win your case for you.
So give us a call today to schedule a no-risk, no-obligation consultation today: 954-541-3194.