Types of Loss: Sinkholes

Any type of property damage can result in devastating losses that take months and sometimes even years to repair.  These natural disasters can really occur at the worst possible times and interfere with one’s ability to live their life and/or run their business.  One less common type of loss that is less populated across the nation is sinkholes.  Living in …

Business Interruption Insurance Claim

Insurance companies offer the business interruption insurance to provide business owners with the opportunity to ensure their property if a disaster ever occurs in which interferes with their ability to maintain normal operations.  This can be quite relatable at this point in time with the two Category 4 hurricanes that have made landfall within the United States.  Hurricane Harvey and …

Type of Loss: Wind Property Damage

Property damage can be devastating no matter the natural disaster.  However, most homeowners and business owners, do not realize how damaging wind can actually be.  Wind can cause tornado like damage and uproot trees when the speeds become high enough.  The results can be devastating.  High winds can rip roofs off of homes and result in the walls collapsing.  Wind …

Types of Loss: Flood Damage

Floods are disasters that can occur without warning and can lead to complete devastation of structures and all physical property within that structure.  Floods can be life-threatening and result in tremendous stress.   Flood damage is defined as water that originates from the ground prior to entering and damaging the structure and the personal belongings within the structure.  The water …

Types of Loss: Hurricane Damage

Now, more than ever, hurricane damage is becoming an undesired reality among the residents of the United States.  With hurricane season just barely beginning, and already two Category 4 hurricanes directly hitting the U.S. there are millions of individuals who have suffered some type of loss directly related to the hurricane itself.  Hurricane Harvey swept through Texas and devastated Houston …

Condominium Property Insurance Claims

Whether you are a condominium/community association property owner or tenet, when a disaster damages one’s property it can be quite devastating.  It is important to understand who is responsible for filing the insurance claim and what the policy covers in order to ensure that you will receive the appropriate reimbursement for all the losses incurred during this catastrophic event.   …

Water Damage Insurance Claims

Any type of damage to one’s property, whether it be to their personal residential property or to their business, it can be devastating and quite expensive to rebuild those lost assets.  With insurance, the home owner or business owner has a false sense of security because some insurance companies will deny these claims when the homeowner/business owner reports the damages. …

Hurricane Irma Quick Start Guide to the Insurance Claims Process

After hurricane Irma cleanup has been completed the insurance claim process begins. The first 30 to 60 days after a storm are crucial to protecting your insurance coverage for property damage and business interruption losses caused by the storm. We provide below the minimum steps that you should follow to ensure that you comply with the insurance claim process to …

Commercial Insurance Claims

Being a business owner can be difficult in an of itself, and with the added stress of a catastrophic event can devastate even the most successful, profitable business.  When that catastrophic event occurs that causes the business to incur such a devastating loss, the goal of the business owner is to restore functionality as soon as possible.  Time is money, …

Insurance Claims: Residential Property Damage

Property damage to one’s residence can be devastating and life-altering. Everything one owns in a second can be destroyed. While these devastating events likely cannot be prevented, it is imperative to understand your insurance policy so that the appropriate settlement can be reached and you can be compensated for the loss incurred at the property and for the loss incurred …

How Do I Handle Damage After the Loss from Hurricane Harvey?

Hurricane season has made its presence known this year as the U.S. has now been hit with its second Category 4 hurricane within the past 30 days.  The devastating effects are being felt with both Hurricane Harvey and Hurricane Irma as we now begin to pick up the pieces.  Hurricane Harvey has broken many records.  It pummeled Texas and Louisiana dumping …

How Do I Handle Damage After the Loss?

Hurricane season has come this year with a vengeance and even though the season is just starting to ramp up, if it continues to progress on the same path this could potentially be a very active hurricane season.  With two hurricanes of significant proportion affecting multiple states within the U.S., it can be understood that there is a lot of …

Roundup weed killer

California Lists Ingredient in Roundup Weed Killer As Linked to Cancer

The state of California will be adding one of the main ingredients in popular pesticide Roundup to its list of ingredients that cause cancer, reports an article in the Los Angeles Times. If you believe Roundup weed killer could have caused your or your loved one’s cancer, you might be entitled to compensation. Contact the attorneys at Coffey Trial Law …

Is a wrongful death settlement taxable in Florida?

You have filed a wrongful death claim for your loved one and you are wondering if you will have to pay a chunk of the money to the government in taxes. To determine whether a wrongful death settlement is taxable, you need to consider both state and federal taxes as well as what the settlement covers. Is there state income …

Can a Pedestrian Hit by a Car in a Parking Lot File an Injury Claim?

In Florida, if you are a pedestrian hit by a car in a parking lot, the driver’s insurance policy should cover your damages, which may include medical bills, lost wages, or costs related to your injury. Every driver is required by law to maintain no-fault, PIP (personal injury protection) coverage, which unfortunately only covers up to $10,000 in damages. The …

What to Do After a Slip and Fall Accident: 6 Things You Must Do

Knowing what to do after a slip and fall accident can mean the difference between winning compensation and having the insurer deny your claim. Regardless of whether you suffer injuries in a business, public place, or in your friend’s home, follow these six steps: Prioritize Your Health Getting the medical care you need should always be your top priority. If …

Injury Claims Filed for 2011-2017 Ford Explorer Exhaust Leaks

The National Highway Traffic Safety Administration (NHTSA) is currently investigating 2011 to 2015 Ford Explorers for potentially dangerous defects with the exhaust system. Additional model years 2016 and 2017 may also be defective. Hundreds of consumers filed complaints after noticing a sulfur smell in the cabin of their vehicles. Investigators are unsure of how many people have suffered injury from …

Most Common Types of Pharmacy Malpractice

Pharmacists, pharmacy techs, and other trained employees must adhere to very specific guidelines. Because their job is often life or death for patients, they undergo extensive training to ensure they understand and obey these guidelines. Still, mistakes happen. Pharmacy mistakes occur in many ways, and can cause a wide variety of issues for patients. Some of the most common types …

Recovering Compensation for Defective Machinery on a Construction Site

Dealing with heavy machinery and equipment is a daily occurrence for Florida construction workers. Some of these machines, such as cranes or forklifts, are extremely dangerous even when properly maintained and produced. But when workers use defective machinery on construction sites, they can lose limbs, the ability to walk, and sometimes even their lives. If you were injured after using …

AAA Report: Not Getting Enough Sleep Increases Crash Risk

A full night’s sleep is vital to safe driving. According to a recent AAA Foundation survey, skipping out on even one or two hours of sleep the night before can make you more likely to have an accident. Sleeping only four to five hours versus seven to eight hours increases your risk of an accident as much as driving with …

4 Essential Qualities to Look for in a Truck Accident Attorney in Fort Lauderdale

Semi-truck accidents can leave innocent victims stranded in the hospital with piles of bills stacking up. Fortunately, there is help for people injured by negligent truck drivers. With the assistance of an attorney, you can file a claim for compensation and recover enough money to pay for your medical expenses and more. But with so many attorneys claiming to be …

Florida Highway Patrol Ticketing to Stop Aggressive Driving

Florida Highway Patrol (FHP) is asking drivers to show a little TACT while driving this month. The Ticketing Aggressive Cars and Trucks, or TACT, initiative is a statewide safety campaign that will run through October 20, 2016. The goal of the campaign is to reduce the number of fatal accidents caused by aggressive driving. How bad is aggressive driving in …

Study Finds 14 Accidents Related to Pokémon GO Use While Driving

Pokémon GO, the new virtual reality game that has swept the globe, is so tempting for some people that they play it while driving or while crossing the street. Not surprisingly, distraction related to the game has caused accidents. A Recent Study Links Pokémon GO to Distracted Driving A recent study published in JAMA Internal Medicine took a sample of …

Accounting for the Long-Term Effects of Spinal Cord Injuries

Personal injury claims involving spinal cord injuries are often eligible for higher settlements because of their long-term effects. These injuries affect not only the person’s health, but also their finances and their mental wellbeing. These effects can even extend to family caretakers and will last the lifetime of the injured person. Long-term Effects of Spinal Cord Injuries on Your Health …

3 Reasons Why Texting and Driving Is Dangerous

We have all seen it; you glance at the car speeding down the road next to you and see the driver is texting. And while many people write it off as “something everyone does,” texting and driving is dangerous. Why is texting and driving dangerous? It is one of the most dangerous things a driver can do behind the wheel. …

FMCSA, NHTSA Want to Cap Truck Drivers’ Speed

Accidents involving commercial trucks or buses are among the most dangerous a driver can be involved in. Their sheer size makes these vehicles capable of doing serious damage to anyone around them. That is why two Department of Transportation (DOT) agencies are fighting to set a truck driver speed cap. What is the proposed speed cap? The National Highway Traffic …

Determining Rear-End Collision Fault

Many people believe that a driver in the rear vehicle during a rear-end collision is always at fault for the crash, regardless of the circumstances. In many cases, it is true that the rear driver is to blame. However, there is no rule that says the driver in the rear vehicle is automatically at fault. Instead, the law looks at …

Pedestrian Safety Tips: How to Stay Safe While Walking in Fort Lauderdale

Fort Lauderdale is the second most dangerous city in the United States for pedestrians. While the city is making efforts to improve pedestrian-friendly infrastructure, pedestrians must take matters into their hands. As a pedestrian, you have the power to help reduce your risk of being injured while walking in Fort Lauderdale. To stay safe walking to work or just taking …

AAA Survey Finds 8 in 10 Drivers Admit to Having Road Rage

According to a recent AAA report, 78 percent of U.S. drivers self-report having road rage. That’s nearly 8 in every 10 drivers who reported engaging in an aggressive driving behavior within the last year. AAA conducted the study, which involved 2,705 drivers, in 2014. While few reported regularly engaging in the various behaviors AAA asked about, a significant portion of …